Understanding Dental Insurance

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Buying dental insurance is the best way to keep your smile healthy and beautiful for life, but it’s not enough to simply find affordable dental insurance—you should consider which plan would best fit your lifestyle and budget. Before you buy, understanding how dental insurance works and what typical plans cover is essential.

Typical Covered Services and Maximums
Even full coverage dental insurance has limitations. Here are several things to consider before buying or using your dental insurance.

  • Dental insurance rarely pays the entire cost of treatment. You may have to pay out-of-pocket expenses or a co-payment.
  • In many cases, you’ll also have a yearly deductible that you’ll have to reach before the policy covers anything.
  • Preventative care such as cleanings, sealants, x-rays, and general exams are typically covered at 80 to 100 percent. Major dental work may only be covered at 50 percent.
  • Most dental insurance plans have a yearly maximum ranging between $1000 and $2500.
  • Some treatments, such as cosmetic procedures and implants, may not be covered.

Tips to Maximize Your Affordable Dental Insurance Coverage
Here are four ways to get your money’s worth from your full coverage dental insurance plan.

  • Obtain coverage for your entire family. In the long run, you’ll save money by adding everyone.
  • Take advantage of free preventative coverage. Early detection of problems prevents expensive treatment later.
  • If you have children, be sure your policy includes orthodontic coverage.
  • Be sure that your dentist participates in your PPO dental plan.

Five Questions to Ask Before Choosing a Plan

  • What annual and biannual preventative services are covered?
  • Am I allowed to choose my own dentist?
  • Is my coverage limited to the cheapest available treatment options?
  • Can I schedule appointments at my own convenience?
  • How much will I pay for services, office visits, and procedures?

Quick Facts Every Dental Insurance Buyer Should Know

  • Not every dentist accepts insurance.
  • You can obtain a pre-treatment estimate to determine cost and check coverage.
  • If you don’t meet your yearly maximum, it doesn’t roll over to the next year.
  • Know whether your policy is considered a preferred provider organization (PPO) or health maintenance organization (HMO) plan. Different dentists accept different types of plans.

To get the dental care you deserve from an affordable dentist in Atlanta, call Dental One Associates of Georgia today at (855) 979-3350 or make an appointment.

Dental One Associates offers affordable family dentistry and gentle, compassionate dental care in Atlanta. With 8 affiliated practices throughout Georgia, our offices are conveniently located with extended hours to meet your needs. At Dental One Associates of Georgia, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Dental One Associates of Georgia.

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Great experience…very professional and friendly staff, luv it!
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I had a very good cleaning and the office staff was very helpful.
Peggy C.
I have been a patient at Dental One Associates for over 10 years. Every experience is a great one! I would not entrust the health of my gums and teeth to any one else. The staff is always friendly […]
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Great folks at this practice! They are very caring and attentive. I’ve gone there for almost 40 years!
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The dental hygienists and dentist are much kinder, better customer service than great expressions – the place I used to go to.
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Great service
Yolanda M.
I have been going to this location to get my teeth cleaned for a few years now. My original hygienist moved to another location so I have had quite a few different ones during my past few cleanings. […]
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The friendly folks and level of service was awesome… I was seen on time which is a big deal for me. I’m not sitting around reading magazines for 45 mins. Awesome job !
Robert F.
Always a good experience. They really helped my teeth stay on the right track.
Summer J.
Rebecca and Danielle were extremely nice. I felt welcomed as soon as I entered the office. Front office staff was great. Dr. Perez was patient, informative, and very friendly.
Amber N.
Dr. Grant is always so personable. The front desk staff always greet me like family. This visit was for a filling and I was in and out in 28 minutes!! I was ecstatic!
Josalyn S.
The customer service and quality of dental care.
Constance S.
The staff are friendly, caring & professional. Dr Perez has the best “bedside manner” you’ll ever find and his knowledge, experience & expertise are simply incredible. The pricing is […]
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Everyone in the office is so professional and and loving
Leola R.
From the moment I walked into the office, I was treated with exceptional customer service. The employees were personable yet at the same time professionally handled the various aspects of my visit.
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Awesome experience from beginning to end! I came in for receding gums, and the doctors set up a a treatment plan that was quick and easy. I had me teeth cleaned today, and the staff was gentle and […]
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The staff is always so caring and concerned about how I’m doing during any of my dental work. Everyone there goes above and beyond to create a wonderful atmosphere! I wouldn’t want to go anywhere […]
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We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

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