What’s the difference between dental insurance and dental savings plans?

What's the difference between dental insurance and dental savings plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
Great staff and service. I couldn't be more pleased.
Allan P.
Great staff and customer service
Jessica O.
Jozett is marvelous!
Carla B.
Excellent staff!
Howard C.
Great Dentist, Dr Johnson and staff.
Michael C.
Make me feel comfortable and not scared.
Faye S.
Never have to wait long and very friendly staff.
Pamela H.
Good experience. Great customer service.
Vicki B.
My dental hygienist was very quick, efficient and pleasant and she didn't have an assistant.
Pam R.
You guys were awesome.
Shayvon J.
Becky is an outstanding hygienist!
David W.
Fantastic.
Nathan P.
Always a pleasure, staff is patient, knowledgeable and very courteous!
Tiffany H.
Very helpful and trustworthy. The Doctor seems to really care about his patients.
Mitchell W.
The staff at Dental One located in College Park, GA are always friendly and professional.
Pamela G.
I receive good care as well as customer service.
Pat C.
The app went well did not wait long
Guy H.
Front and back office staff very friendly and professional. . I had a very good tech. Not my usual person but she was so good I asked if I could […]
Diana H.
Very nice! I thought my appointment was 30 later than it really was and they were so nice about it when I showed up they got me right in! Lady at […]
Amanda P.
The staff/assistants are Wonderful. Dr. Perez is Awesome. Thank you for being so thoughtful and warm to your clients,.
Angelia W.
The front office staff is very warm and welcoming. The dentist did an excellent job. I was not in any pain and felt very comfortable.
Kimberly B.
I saw Dr. Sammy Carden and his assistant, Jennifer, for a crown prep. All went very well.
David W.
The dental hygienist was very good and thorough to look at everything. She did not hurt my gums. I really liked Sarah cleaning my teeth.
Sheila Y.
Staff is pleasant, appointments are typically convenient to my work schedule, and dental plans are created specific to your personal dental needs […]
Teresa B.
Great staff and love their work
Kiara W.
Love the staff here! Keep doing a great job!
Victoria C.
I was feeling terrified to have the procedure done, that I put it off for so long. After pushing myself to get it done, I was pleasantly surprised at […]
Kimberly L.
We recently changed dentist offices and we really like this one. Everyone is very friendly. They first show you the plan for that visit and you sign. […]
Rudy B.
great service and great people!!!!!
Corie B.
Dr. Washington, as well as his assistant were great. I had a previous experience with another dentist who did not only start extracting before I was […]
Chantell S.
I had Dr. Nguyen as my dentist and he is fantastic! His workers were also so sweet! The prices are reasonable and the atmosphere is great! I am going […]
Amira M.
My Hygienist, Donna, was professional, thorough and accommodating.
Shaune H.
I have been going here for years, and Dr. Grant and his entire staff go out of their way to make your experience a great one. I wouldn't choose […]
Will P.
The BEST dentist office in Dalton!!!!!!
Tommy K.
On my first visit with them, they were friendly and quick.
Stephen E.
I am not a fan of going to the dentist. At all! But, I felt incredibly comfortable at Grant & Conger DDS. Everyone was so nice and helpful!
Jill C.
Excellent experience from start to finish
Staci D.
Dentist was phenominally friendly and my filling was absolutely painless. All employees were genuine and professional and answered all of my […]
Tresia B.
I continue to be impressed with the professional and personal attention that I receive from Dental One
Tommy B.
I had not bee to the dentist in years and was a little scepticle about a Dental chain, thinking they may try to sell me on doing major work. I was […]
Richard Z.
Everything, I was a big chicken now Dr. Perez is so gentle I fall asleep in his chair and Dennis is a sweet doll baby. I'm never leaving. Lol
Tracey L.
Professional staffing. Convenient location. Short waiting time.
Jeffrey W.
The staff and services were great.
Sabrina W.
Great dentist
Aracely M.
Best Dentist group I've ever been to. I truly enjoy my visits. Wouldn't think of using anyone else for my dental work.
Stacy L.
I felt really nervous going in but the assistant was very nice. The x-rays were painless except for a few but she added a piece of gauze which […]
Crystalin T.
At first I was a little nervous because my insurance wasn't verified. I reschedule my last appointment because of the same thing and was told when I […]
Akeeya S.
Michele was very good and personable.
Cheryl W.
Very professional and on schedule!
Debra P.
Three words of Dr. Johansen (THE BEST EVER!)
Mary S.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
    Get in touch:
    • Phone: (855) 979-3350